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FHA-Backed Loans: The New Subprime
As if they haven't done enough damage. Thousands of subprime mortgage lenders and brokers -- many of them the very sorts of firms that helped create the current financial crisis -- are going strong. Their new strategy: taking advantage of a long-standing federal program designed to encourage homeownership by insuring mortgages for buyers of modest means.

HUD issues new mortgage rules to help consumers shup for lower-cost home loans
For the first time in more than 30 years, the U.S. Department of Housing and Urban Development on Wednesday issued long-anticipated mortgage reforms that will help consumers to shop for the lowest cost mortgage and avoid costly and potentially harmful loan offers.

Subprime Mortgage 'Rip-Off' has Legitimate Roots
At the height of the real estate boom, lenders paid mortgage brokers as much as $15,000 or more to steer borrowers into overpriced loans.

More lenders offer mortgage relief programs
With no end to the foreclosure epidemic in sight, mortgage lenders have begun to do something they previously resisted: rewriting the terms of mortgage loans.

Feds expand rules for mortgage help
HUD making aid available to more homeowners after slow start

U.S. tries new tack on mortgage program
The Bush administration said Wednesday that it was changing its nearly-moribund mortgage rescue plan in an effort to spark more lenders and homeowners to participate.

Subprime mortgage 'rip-off' has legitimate roots
While mortgage brokers defend yield-spread premiums as a way to allow more people to buy homes, critics say they've gone way beyond that role. "It's a classic example of how they use a legitimate thing to rip people off," Seattle bankruptcy lawyer Melissa Huelsman said.