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Fewer apply for home loans; credit line delinquencies increase
The average interest rate for 30-year mortgages rises, while rates for 15-year and adjustable-rate loans fall. Fewer Americans applied for mortgages last week and more have been missing payments on their home equity lines of credit, according to surveys released Wednesday.

Delinquent consumer loans rise to near record
Auto loans and home-equity loans showed notable increases, while late payments on credit cards decreased.

Loan Delinquencies Hit Record High Last Year
Delinquencies on auto loans and home equity lines of credit reached their highest levels on record during the third quarter of 2008, the American Bankers Association reported yesterday.

Mortgage rates are low, but loans difficult to get
Mortgage rates are at their lowest level in decades, but thousands of Silicon Valley residents are discovering that qualifying for a loan is tougher than it has been in years. Santa Clara County tops foreclosure spike Real estate news

It's Plan B for the retirees who relied on home equity
The safety net is almost gone, the nest egg is cracking.

Home sales are up but prices are falling: Who's buying houses?
Current home shoppers, experts say, generally fall into two camps '” first-time home buyers and investors. Almost all other buyers remain on the sidelines, either because they're unable to qualify for low-interest loans or because their current home has lost so much value they don't have enough equity for a down payment on a new one.

Mortgage rates approach record low
Mortgage rates continue to plunge toward record territory.